What to Do After a Storm: A Homeowner’s Guide to Roof Damage and Inspections

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It’s no secret—summer electric bills are soaring. With AC units working overtime and utility rates spiking, more homeowners than ever are searching for a way out. At SunSent Solar , we’re here to help you break free from high bills, take advantage of the 30% federal solar tax credit, and gain true energy independence with sleek, all-black solar panels and reliable backup batteries. We’re also sweetening the deal this summer with a $250 coupon toward your system when you go solar with SunSent. Why Summer Bills Are So High The cost of electricity is rising faster than inflation, with utilities passing costs onto homeowners at a time when demand is peaking. And if you think it’s bad now—just wait. Rates are projected to rise another 60% by 2026 , putting even more pressure on families trying to keep their homes cool and comfortable. That’s where solar energy comes in—not just as a cost-saver, but as a long-term solution. The graph below is from EnergySage.

Roofing Claims Due to Wind and Hail Are the Most Common Insurance Claims in the U.S. Did you know that nearly 50% of all homeowners insurance claims in the U.S. are related to wind and hail damage? That means when severe storms strike, your roof is the most likely part of your home to take the hit. This stat comes from the Insurance Information Institute and continues to rise year over year due to increasing storm activity. As climate patterns shift and storms become more frequent and intense, the vulnerability of roofs grows significantly. Homeowners in storm-prone areas like the Midwest and South are especially at risk. Insurance companies also consider regional storm data when setting premiums, which can result in higher costs for areas with consistent damage claims. Being proactive with roof inspections can help identify damage early before it becomes claim-worthy. Regular maintenance and upgrades, like installing impact-resistant shingles, can prevent bigger issues down the line. Roof age is another key factor—older roofs are more likely to suffer significant damage. In fact, homes with roofs over 20 years old are 3x more likely to file a wind or hail claim. Protecting your roof is a major way to protect your home. Missouri’s Wild February 2024 Hailstorm Resulted in Over 8,500 Claims In February 2024, Missouri was hit with an unexpected hailstorm that caused widespread damage. Over 8,500 hail-related insurance claims were filed in the state within a few weeks. This kind of data highlights just how vulnerable roofs are even during months not typically associated with storms. The hail in this event was recorded at up to 1.5 inches in diameter—large enough to dent metal, crack shingles, and damage gutters. What made the storm even more destructive was its rapid movement across both rural and suburban areas, catching many homeowners off guard. Insurance adjusters were swamped for weeks as roofers scrambled to meet demand. This spike in need for emergency inspections and repairs led to temporary cost hikes in roof work. Many homeowners with older or poorly maintained roofs saw the most damage, reinforcing the importance of staying ahead of wear and tear. Emergency repair wait times during events like this can extend to several weeks. That delay can lead to secondary damage such as water leaks or mold, making the original damage more costly. Missouri’s February hailstorm serves as a warning: don’t wait until storm season to assess your roof. The Average Roof Repair in 2025 Costs Around $750 According to recent national data, the average cost to repair a roof in 2025 is $750 , though prices range from $300 to over $2,000 depending on the extent of the damage and materials involved. Small leaks and missing shingles are on the lower end, while sagging structures or significant water damage push costs higher. This cost doesn’t include any potential secondary damage such as drywall repair or attic insulation replacement. A roof with frequent patchwork repairs may end up costing more over time than a full replacement. Roofers often use per-square-foot pricing, and emergency repairs may come with extra fees. Labor shortages and material delays can drive repair prices up in some regions. Flat roofs tend to be more affordable to fix, while complex, multi-level pitched roofs usually cost more. Annual inspections can help catch issues before they become costly. Homeowners can save on repairs by acting early and choosing local, reliable contractors. The Average Cost of a Full Asphalt Roof Replacement is $30,680 Replacing a traditional asphalt shingle roof in 2025 costs homeowners about $30,680 on average for a mid-size home, which marks a nearly 15% increase from 2022. Material costs have risen due to supply chain issues and demand. Labor rates have also gone up as skilled trades become harder to source. The cost varies based on roof complexity, size, pitch, and removal of the old roofing material. Disposal fees and permits can add several hundred dollars to the final invoice. Homes in high-cost metro areas can expect to pay even more—sometimes exceeding $40,000. Many homeowners choose to finance roof replacements through their contractor or via home improvement loans. Although the price tag is high, an asphalt roof has a typical lifespan of 20–25 years, providing long-term peace of mind. Choosing high-quality materials and a certified contractor can increase durability and reduce the likelihood of future repairs. A Metal Roof Installation Averages $17,762 Metal roofs, which offer longer lifespans and greater durability, average $17,762 to install in 2025. Though more expensive upfront than asphalt, they last 40–70 years and require less maintenance. Their reflective properties help keep homes cooler, reducing energy costs during the summer. Metal roofing is especially popular in storm-prone areas for its resistance to wind and hail. It’s also fire-resistant and considered environmentally friendly due to its recyclable materials. Homeowners often see higher ROI with metal roofing, particularly in resale value. Installation does require specific skills, which can add to the cost. There are several types of metal roofs including standing seam and corrugated panels, each with different price points. Financing options and tax credits may be available for energy-efficient upgrades like this. As green building practices grow, metal roofing continues to gain popularity. Demand for Metal Roofing Has Increased by 35% in 2024–2025 Driven by durability and energy efficiency, metal roofing demand surged 35% from 2024 to 2025, especially in regions hit by frequent storms. This increase has been noted by the Metal Roofing Alliance, with homeowners prioritizing long-term solutions. Environmental awareness and rising energy costs are big factors behind this shift. Solar integration is easier with metal roofs, and their longevity appeals to younger homeowners seeking fewer future expenses. Contractors are also more frequently recommending metal for homes with existing solar panels. Metal roofs are now being offered in more color and style options to suit aesthetic preferences. In commercial construction, metal roofing has become the go-to standard for cost efficiency. Even insurance companies offer discounts for homes with impact-resistant roofing like metal. Expect this trend to continue as weather unpredictability increases. An Estimated 38% of U.S. Homes Have Moderate to Poor Roofing Conditions Recent industry reports indicate that nearly 4 in 10 U.S. homes have roofs rated as “moderate” or “poor” in condition. This equates to over 40 million homes at risk of leaks, storm damage, or structural failure. Many of these homes have roofs nearing or exceeding their recommended lifespan. A large portion also have outdated materials that no longer meet modern safety codes. Aging roofing systems contribute to insulation loss and higher energy bills. Poor roof ventilation, which is common in older homes, can also shorten roof life by 10 years or more. Many homeowners avoid replacement due to cost, leading to higher repair bills over time. Insurance claims for older roofs are more likely to be denied or limited. As homes age and storms worsen, this figure is expected to increase unless proactive maintenance improves.  Insurance Loss Costs Are 60% Higher for Homes with Poor Roof Ratings Insurers report that homes with poorly rated roofs cost 60% more in losses than those with good roofs. This is because damage spreads faster and wider when a roof can’t do its job. For example, one missing shingle on a poor roof can result in an entire section leaking during the next rain. Roofs in bad condition are more likely to collapse or allow structural rot. These homes also see more interior damage claims—water-stained ceilings, mold, and damaged electrical systems. Insurance companies often adjust premiums based on roof age and condition. In some cases, they’ll refuse to renew policies unless the roof is repaired. Investing in inspections and small upgrades can significantly reduce potential claims. Roof condition is also a major factor during home sales and appraisals. Summer Heat in the Midwest Will Hit Record Highs in 2025 The National Weather Service and Climate Prediction Center forecast an extremely hot summer across the Midwest in 2025. Extended heatwaves, multiple 100+ degree days, and drought conditions are expected. These high temperatures stress both home energy systems and roofing materials. Asphalt shingles are particularly susceptible to heat cracking and curling. Prolonged sun exposure can dry out sealants and underlayments, reducing their protective properties. Roofs without proper ventilation trap heat inside, increasing attic temps by 30–50 degrees. That heat transfers into living areas, leading to higher A/C usage and energy bills. UV radiation also breaks down materials faster than normal wear and tear. The combination of summer heat and storm systems can push older roofs to the brink. Investing in reflective roofing or solar-integrated systems can help combat heat buildup and reduce stress on cooling systems. How SunSent Combats Rising Rates and Weather Threats with Solar & Roofing At SunSent , we understand the compounding stress of rate hikes, extreme weather, and aging roofs. That’s why we offer a proactive, dual approach: solar savings and roofing protection. Our team performs 30-minute roof inspections that check for hail damage, wind wear, gutter stoppage, siding damage, and issues with soft metals. We also inspect roof decking and even nearby appliances like grills and vehicles. If your roof is storm-worn or aged, we’ll give you a full report with photo documentation and next steps. Pairing this with solar allows you to save on your energy bill while increasing your home’s protection. With Ameren rates rising over 20% and storms getting more aggressive, this is the perfect time to act. You don’t have to wait until damage becomes a disaster—SunSent can help now. Our team is local, reliable, and ready to give you peace of mind before summer hits full swing. Call 636.757.3083.

Ameren Illinois Rate Hikes – What You Need to Know Starting June 1, 2025, Ameren Illinois customers will experience a significant increase in their electric bills, with an average rise of approximately $45 over the next four months. This surge, representing an 18-22% hike, is a direct result of the Midcontinent Independent System Operator's (MISO) annual capacity auction. The auction revealed a tightening supply-demand balance, leading to a twenty-fold increase in summer capacity prices compared to current rates. Ameren, functioning as a delivery-only utility without its own electricity generation, is mandated by state regulations to procure electric capacity at prices set by MISO and the Illinois Power Agency. These costs are then passed directly to consumers without any markup. The electric bill comprises two main components: the delivery charge, covering infrastructure and maintenance, and the supply charge, which accounts for more than half of the bill and reflects the actual cost of electricity. The increased rates will be in effect until October 1, 2025, after which they are expected to return to current levels as temperatures drop. However, this situation underscores the vulnerability of consumers to fluctuations in energy markets and the importance of exploring alternative energy solutions. Anticipated Summer Heat in the Midwest The summer of 2025 is projected to be one of the hottest on record for the Midwest. According to the National Weather Service's Central Region Climate Outlook, warmer-than-normal temperatures are favored across the entire contiguous United States, with the Midwest experiencing significant heat. This trend is supported by the North American Multi-Model Ensemble (NMME) data, indicating increased confidence in the forecast for a hotter summer. From the National Weather Service . The Old Farmer's Almanac also predicts above-normal temperatures across most of the U.S., with the Heartland states, including Illinois, expected to be up to 4°F above average. This excessive heat not only increases the demand for electricity due to higher air conditioning usage but also poses health risks, particularly for vulnerable populations. Furthermore, the combination of high temperatures and anticipated drier-than-normal conditions could lead to drought persistence and expansion across much of the Plains. These environmental stressors highlight the need for sustainable and reliable energy solutions to meet the increased demand and mitigate the impact on both the grid and consumers' wallets. From the National Weather Service . How SunSent Solar Provides a Sustainable Solution In light of rising energy costs and the impending summer heat, investing in solar energy presents a viable and sustainable solution. SunSent Solar offers comprehensive services to help homeowners transition to solar power, reducing their reliance on the grid and shielding them from volatile energy prices. By harnessing the power of the sun, homeowners can generate their own electricity, leading to significant savings on their energy bills. Additionally, solar energy systems contribute to environmental conservation by reducing carbon footprints and promoting clean energy usage. SunSent Solar also provides thorough site surveys to ensure your home is ready for solar panel installation. Our 30-minute inspections cover: Panel Examination: Figuring out where and how we will connect the power source. Attic Examination: To ensure we can feed the cables through your house in a non-intrusive way. Measuring House: Checking to see how much cable is needed for your specific job. Drone Footage: So we can send you a comprehensive & personalized solar panel layout. Our team provides detailed documentation and photographs to support any necessary repairs or insurance claims. Embrace a future of energy independence and sustainability with SunSent Solar . Contact us today to schedule your roof inspection and take the first step towards a greener, more cost-effective energy solution.

Starting June 1, 2025, Ameren Missouri customers will see a 12% increase in their electric bills, averaging an additional $14 per month for residential users. This hike is part of a broader trend of rising electricity costs driven by increasing demand and infrastructure investments.  Rising Electricity Demand and Costs The U.S. is experiencing a significant surge in electricity demand. According to a recent study by consulting firm ICF, electricity demand is projected to grow by 25% by 2030 and 78% by 2050 compared to 2023 levels. This surge is fueled by factors such as the expansion of data centers, increased manufacturing, and the electrification of transportation and heating systems. Consequently, residential electricity rates could rise between 15% and 40% by 2030, depending on the market. The Financial Impact on Households For Missouri residents, these increases mean higher monthly expenses. The recent rate hike approved by the Missouri Public Service Commission allows Ameren to collect an additional $355 million annually. While this is $91 million less than the company initially requested, it still represents a significant financial burden for consumers.

The recent severe storms in Missouri have left over 26,000 residents without power, highlighting the vulnerability of our electrical grid during extreme weather events. As climate change intensifies, such outages are becoming more frequent and prolonged. For homeowners, this isn't just an inconvenience—it's a call to action. Solar battery backup systems offer a reliable solution , ensuring that you remain powered even when the grid goes down. The Growing Threat of Power Outages: Power outages in the U.S. have surged by 64% over the past decade, with the average American experiencing eight hours without electricity annually—a figure that's expected to rise due to aging infrastructure and increasing demand . In Missouri , recent storms have caused extensive damage, leaving thousands without power for days. These events underscore the need for resilient energy solutions that can withstand the challenges posed by severe weather. Understanding Solar Battery Backup Systems: A solar battery backup system stores excess energy generated by your solar panels during the day, making it available for use when the sun isn't shining or during power outages. Unlike traditional generators, these systems operate silently, require minimal maintenance, and don't rely on fossil fuels. They automatically detect outages and switch to battery power, ensuring uninterrupted electricity for your home. Benefits of Solar Battery Backup: Uninterrupted Power Supply: Keep essential appliances like refrigerators, medical devices, and communication tools running during outages. Energy Independence: Reduce reliance on the grid and protect yourself from rising electricity rates. Cost Savings: Store energy during off-peak hours and use it during peak times to lower your electricity bills. Environmental Impact: Decrease your carbon footprint by utilizing clean, renewable energy. Increased Property Value: Homes equipped with solar and battery systems often see a rise in market value due to their energy efficiency and resilience. Real-Life Impact: During Hurricane Irma in Florida, approximately 6.7 million customers lost power. However, residents with solar battery systems maintained electricity, powering essential devices and staying connected when it mattered most . Similarly, in New Orleans, solar-powered restaurants served as community hubs, providing meals and charging stations during hurricanes . Is Solar Battery Backup Right for You? If you live in an area prone to severe weather or frequent outages, investing in a solar battery backup system is a wise decision. While the initial cost can range from $8,000 to $15,000, the long-term benefits—both financial and in terms of peace of mind—are substantial . Moreover, federal and state incentives can help offset installation costs. Conclusion: As storms become more frequent and intense, ensuring your home remains powered is not just a convenience—it's a necessity. Solar battery backup systems offer a sustainable, reliable solution to keep your lights on and your family safe. Don't wait for the next outage to take action. Explore how solar battery backup can provide the resilience your home needs. Interested in enhancing your home's energy resilience? Contact us today to learn more about solar battery backup systems and how they can keep you powered through any storm. Give us a call at 636.757.3083.

The team at EnergySage recently highlighted a significant development: solar panels are achieving record-breaking efficiencies, with over 33% of quotes in late 2024 featuring panels rated above 450 watts—a dramatic increase from just 1% a year earlier. This surge in high-output panels means homeowners can benefit from fewer panels, more power, and better returns on investment. However, looming tariffs introduced by the Trump administration threaten to disrupt this momentum. Tariffs as high as 3,521% on imports from Southeast Asian countries like Cambodia, Thailand, Malaysia, and Vietnam are expected to significantly raise the cost of imported solar components . This could lead to increased prices for solar installations and potentially slow the adoption of newer, high-output technology in the U.S. The Rise of 450-Watt Panels The shift toward high-output panels is driven by advancements in solar technology. Panels are now larger and more efficient, allowing for more power generation per square foot. This means homeowners can achieve greater energy output with fewer panels, reducing installation costs and maximizing roof space. Tariffs and Their Impact The new tariffs are part of a broader strategy to protect U.S. industries from unfair trade practices by foreign nations. However, these measures could have unintended consequences for the solar industry. The tariffs are expected to increase the cost of imported solar panels, making it more expensive for developers and homeowners to install solar systems. This could slow the growth of the solar industry and hinder the adoption of clean energy technologies . Supply Chain Challenges The U.S. solar industry is heavily reliant on imports from Southeast Asia, which supply a significant portion of solar panels and components. The new tariffs could disrupt this supply chain, leading to shortages and increased prices. While there is a push to ramp up domestic manufacturing, it will take time to scale production to meet demand. SunSent Has You Covered At SunSent Solar , we understand the challenges posed by these tariffs. That's why we've proactively stocked up on pre-tariff high-output panels , ensuring our customers can still access the latest solar technology at competitive prices. As the Midwest’s solar experts , we're committed to helping homeowners reduce their summer electric bills and protect themselves from rising utility rates.

The solar industry is facing a potential setback. A new proposal moving through Congress could eliminate the 30% federal residential solar tax credit (ITC) by the end of 2025—almost a decade ahead of its scheduled phase-out. While the bill is not yet law, it’s a serious development that could impact both current and future solar adopters. Here’s what’s happening, what it means for homeowners, and how you can take action. What’s Going On? The House Ways and Means Committee recently approved a GOP-led measure that would cut several clean energy tax incentives—including the 30% residential solar tax credit —as part of a broader budget package. Dubbed the “One, Big, Beautiful Bill,” the legislation prioritizes extending corporate tax breaks while eliminating renewable energy incentives like the ITC. Under current law, homeowners who install solar panels can claim 30% of the system’s cost as a credit on their federal tax bill through 2032. That benefit is scheduled to gradually phase out starting in 2033 and expire fully by 2035. But this bill would terminate the tax credit at the end of 2025 , leaving little time for homeowners or installers to adjust. While the bill has cleared committee, it still needs to pass the full House and Senate before it can be signed into law. Why This Matters The residential solar tax credit has played a critical role in making solar energy more accessible and affordable. It reduces the upfront cost of installation, speeds up return on investment, and supports thousands of clean energy jobs across the country. If eliminated early: Homeowners may pay significantly more out of pocket for solar installations. Fewer households may go solar, reducing national progress toward energy independence and sustainability. The solar industry could face job losses and slowed growth, particularly in states like Missouri and Illinois that benefit heavily from federal incentives. This comes at a time when electricity rates from providers like Ameren and Evergy continue to rise, making solar a crucial cost-saving alternative. It’s Not Law Yet—But It’s Moving Fast Despite the committee’s approval, the bill still faces several hurdles: House vote: The full House must debate and vote on the bill. Senate review: If it passes the House, the bill heads to the Senate—where bipartisan support for clean energy could delay or block its progress. Presidential signature: If approved by both chambers, the bill would head to President Trump’s desk. Given its alignment with his party’s priorities, a signature is likely. The GOP aims to pass the legislation through the House by Memorial Day and onto the President’s desk by July 4th. What You Can Do Now is the time to act. Whether you already have solar or are considering it, your voice matters. Reach out to your local representatives and share how the solar tax credit has impacted your home, your budget, or your clean energy goals. You can also: Encourage neighbors and friends to contact their senators and representatives Share educational content (like this blog) on social media Stay informed by subscribing to updates from clean energy organizations The solar Investment Tax Credit has been backed by presidents across party lines since 2005—from Bush and Obama to Trump and Biden. Let’s ensure it continues supporting American families and businesses. Final Thoughts At SunSent Solar , we believe in making solar simple and affordable for homeowners throughout Missouri, Illinois, and beyond. If you're thinking about going solar, now is the time to act—before these benefits potentially disappear.  Have questions? Need help understanding what this could mean for your solar project? Call 636.757.3083 or fill out the form at sunsent.com.

When storms hit or time takes its toll, your roof could be silently taking on damage—damage that may go unnoticed until it turns into a costly problem. That’s why we offer professional roof inspections that are thorough, efficient, and trusted by homeowners across the region. Here’s exactly what a roofing inspection looks like when you work with the experts at SunSent : ✅ It Takes Less Than 30 Minutes We know your time is valuable. A full inspection with our team takes under half an hour—but don’t let the speed fool you. We’re fast because we know what to look for. 🏠 What We Check Our trained roofing specialists follow a detailed checklist to make sure every component of your exterior is covered: Shingles & Roofing Material We inspect for missing, cracked, curled, or loose shingles. We also look for signs of wind uplift or hail impact , which can weaken your roof’s integrity even if everything looks okay from the ground. Gutters & Downspouts Your gutter system is the first line of defense against water damage. We make sure they’re clear, properly attached, and free of blockages or leaks. Drip Edges Drip edges are the small metal strips along your roof’s edges that prevent water from sneaking underneath. We make sure they’re still in place and doing their job. Soft Metals & Siding We check soft metals around windows , flashing, and vent boots for dents, punctures, or other signs of storm damage. Your siding also gets a full once-over to look for any cracks, warping, or hidden issues. Stoppage & Drainage We identify any signs of stoppage or poor drainage that could lead to standing water or long-term damage to your roof or foundation. 🚗 We Even Look Beyond the Roof Our inspection doesn’t stop at shingles and gutters. We check around the property for signs of hail or wind damage—often found on: Grills Cars Metal patio furniture Garage doors Why? Because these signs help us document storm damage that could impact an insurance claim. 🛠️ We’re Insurance & Roofing Experts SunSent isn’t just a solar and roofing company—we’re storm damage and insurance claim pros . We know how to spot covered damage and how to document it clearly for adjusters. Our team is trained to guide homeowners through the insurance process with honesty, clarity, and professionalism. 🤝 Professionalism You Can Count On Our inspectors are courteous, knowledgeable, and respectful of your home and time. We’re proud of the reputation we’ve built in the community, and we treat every inspection like it’s for our own family.  Think something might be wrong with your roof? Don’t wait for leaks to show up. Schedule your inspectio n with SunSent today and get peace of mind in under 30 minutes.